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But be sure to contact the SSA Inspector General to report Social Security benefit fraud, employment fraud, or welfare fraud. As a last resort, you might try to change your number, although we don't recommend it except for very serious cases . The SSA will only change the check credit free Binghamton number if you fit their fraud victim check credit free Binghamton criteria. See the Identity Theft Resource Center's Fact Sheet 113 for more information, http://www.idtheftcenter.org/artman2/publish/v_fact_sheets/Fact_Sheet_113_Social_Security_Number.shtml If your SSN card has been stolen or lost, order a replacement. Complete the SSA's application available check credit free Binghamton at www.socialsecurity.gov/online/ss-5.html or by calling the SSA at (800) 772-1213, or by visiting your local SSA office. You will need to provide the required documentation such as birth certificate and government ID at your local SSA office to get a replacement card.

Your SSN can be used fraudulently for tax purposes. For example, an identity thief might use your check credit free Binghamton SSN to file a tax return with the IRS in order to receive check credit free Binghamton a refund. If the tax return is filed before yours, the thief will likely receive the refund. If your SSN has been stolen, it may check credit free Binghamton be used by an imposter to check credit free Binghamton get a job. free credit report act That person’s employer would report income earned to the IRS using your SSN, making it appear that you did not report all check credit free Binghamton of your income on your tax check credit free Binghamton return. The IRS has established the IRS Identity Protection Specialized Unit to assist individuals with such problems. For more check credit free Binghamton information, visit www.irs.gov/privacy/article/0,,id=186436,check credit free Binghamton 00.html.

Passports. Whether you have a passport or not, write to the passport office to alert them to anyone ordering a passport fraudulently.

Phone service. Identity thieves often establish fraudulent cell phone accounts, with monthly bills going unpaid. The imposter might also have opened local and long distance telephone accounts. If the imposter has obtained phone account(s) in your name, contact the phone company for information on how to report the situation. freecreditscore

The steps that you take to clear your name with both the phone company and credit bureaus are much the same as with credit card accounts described above in steps one and three. If your calling check credit free Binghamton card has been stolen or there check credit free Binghamton are fraudulent charges, cancel it and open a new account. For your own check credit free Binghamton phone accounts, add a password that check credit free Binghamton must be used any time your local, cell phone, and long distance accounts are changed.

Student loans. If check credit free Binghamton an identity thief has obtained a student loan in your name, report it in writing to the school check credit free Binghamton that opened the loan. Driver's license number misuse. You may need to change your driver's license check credit free Binghamton number if someone is using yours as ID on bad checks or for other types of fraud. Call the Department of Motor Vehicles (DMV) to see if another license was issued check credit free Binghamton in your name. Put a fraud alert on your license if your state's DMV provides a fraud alert process. Fill out the DMV's complaint form to begin the investigation check credit free Binghamton process. Send supporting documents with the completed form to the nearest DMV investigation office.

Identity theft involving family members and others you know. If check credit free Binghamton a deceased relative's information is being used to perpetrate identity theft, or if you personally know the identity thief, additional information about how to address these situations is available in other fact sheets. credit reports

Visit the Identity Theft check credit free Binghamton Resource Center web site: 18. Medical identity theft. Medical identity theft occurs when someone uses your name, Social Security number, or other personal information to obtain health care or medical products.

Another variation involves false claims check credit free Binghamton for medical care made to your health insurer, again using your personal information.